Saturday, June 18, 2011
After the Fire, Public Adjuster's Guidance Helps Restaurant : Property Insurance Coverage Law Blog
After the Fire, Public Adjuster's Guidance Helps Restaurant : Property Insurance Coverage Law Blog: "When Jeffrey Littman, mild-mannered public adjuster, reads over my policies and says, “I am not an insurance broker, but I wouldn’t have written it this way,” you know you have just lost money. You ought to consult an adjuster before you sign your insurance policy, not after the ruinous incident occurs. Then it’s too late. Adjusters know how these battles are fought and won. They live in the trenches. They are not concerned with selling insurance, they negotiate with insurance companies and collect money. They know which companies pay swiftly and which companies dawdle."
Friday, June 17, 2011
What's Your Constraint?
What's Your Constraint?
By Brian Tracy
The starting point of great success has always been the same. It is to dream big dreams. There is nothing more important than to begin by fantasizing about what you can become, have, and do.
But there are obstacles along the way to achieving those dreams.
Business management expert Elihu Goldratt explains this with what he calls the "Theory of Constraints." In accomplishing any goal, he says, there is a bottleneck that serves as a constraint on the process. This constraint sets the speed at which you achieve the goal. But he has found that if you concentrate on eliminating that limitation, you can speed up the process.
Let's say you want to double your income. What is the limiting factor that's holding you back and slowing you down?
Well, you know that your income is a direct reward for the quality and quantity of the services you render to the world. This tells you that if you want to double your income, you have to double the quality and quantity of what you do for that income. Or you have to make a change so that your time is worth twice as much.
Let me give you an example...
A friend of mine is one of the highest-paid commission-based professionals in the United States. One of his goals was to double his income in three to five years. When he analyzed his client base, he discovered that only a fraction of them contributed the majority of his profits. He also found that the amount of time he spent on a high-profit client was pretty much the same as the amount of time he spent on a low-profit client.
So he very carefully, politely, and strategically handed off the low-profit clients to other professionals in his industry.
He then put together a profile of his top clients and began looking exclusively for new clients who fit that profile. And by taking on only clients who could become major contributors to his profits, instead of doubling his income in three to five years, he doubled it the first year!
Three Keys to Living Without Limits
So what is holding you back? Is it your level of education or skill? Is it your current occupation or job? Is it your environment or health? What is setting the speed for achieving your goals?
Remember, whatever you have learned, you can unlearn. Whatever situation you have gotten yourself into, you can probably get yourself out of.
To live without limiting what you can achieve, you must recognize your constraints and then act to expunge them. To do that, you need clarity, competence, and concentration.
#1. Clarity
Clarity means that you are absolutely clear about who you are, what you want, and where you're going. You write down your goals and make plans to accomplish them. You set priorities and do something every day to move yourself forward.
The more progress you make toward accomplishing what's important to you, the more self-confidence you have and the more convinced you become that you have no limits.
# 2. Competence
Competence means that you begin to become very good in your chosen field. You dedicate yourself to continuous learning. You never stop growing. You realize that excellence is a moving target. And you make a commitment to do something every day that enables you to become better and better.
# 3. Concentration
Concentration means having the discipline to focus on one thing, the most important thing, and stay with it until it's complete.
It's knowing exactly what you want to be, have, and do. It's persevering, without diversion or distraction, in a straight line toward the things that can make a real difference in your life.
When you allow yourself to dream big dreams, abandon the activities that are taking up too much of your time, and focus your energies on alleviating your constraints, you start to feel an incredible sense of power. As you focus on doing what you love to do and becoming excellent in a few areas, you begin to think in terms of possibilities rather than impossibilities. And you move ever closer to the realization of your full potential.
[Ed. Note: Go here to read Brian Tracy's FREE special report, "Discovering Your Talents."
In this report, success expert, coach, and bestselling author Brian Tracy reveals the exact strategy he uses to produce more income, more leisure time, and more fulfillment and enjoyment in his life.
Whatever you're doing today, it's nowhere near what you're really capable of. So download Brian's free special report NOW to unleash your FULL potential!]
Thursday, June 16, 2011
Wednesday, June 15, 2011
About Metro Public Adjustment, Inc.
Our firm is aligned, emotionally and financially, with that of our client... to obtain as much recovery as we fairly can, as fast as we can, and economically as we can. That is not the mindset of our opposition. The more hours they work, the more they get paid.
How to Enjoy the Benefits of Contrary Thinking... Without Turning Into a Grumpy Old Bastard
By Michael Masterson
If you are (as I am) a contrary person, you may find yourself finding fault with every conventional idea you hear. When this becomes a habit, several good things will happen:
- You will develop an above-average ability to predict impending disaster.
- You will become skilled at solving problems.
- You will seldom be taken for a fool.
But several bad things will happen too:
- Some people will not like you at all.
- Most people will regard you as interesting but difficult.
- At times, you won't like yourself.
Here's a good way to enjoy the benefits of contrary thinking without the drawbacks...
Before you voice your opinion (i.e., state your radical idea), ask yourself: "Do I like the person I am speaking with?"
If so, muffle the clever comment and ask a few questions instead.
Say, "That's very interesting. What brings you to that conclusion?"
After your interlocutor has given you his reasons, you can gently deconstruct them. And then say, "I have an idea you might find amusing -- considering your perspective." Then state your idea.
This way, you get the fun of being contrary without the collateral damage.
(By the way, I don't actually do this. I have a friend who does. But it is something I am trying to learn how to do.)
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