Monday, August 29, 2011

From The Secret Daily Teachings



When you find your purpose, it is like your heart has been set alight with passion. You know it absolutely, without any doubt.
May the joy be with you,

Rhonda Byrne

Tuesday, August 23, 2011

A Secret Scrolls message from Rhonda Byrne


From The Secret Daily Teachings
Here is a checklist to make sure you have your receiving channels open:
Do you receive compliments well? Do you receive unexpected gifts easily? Do you accept help when it is offered? Do you accept your meal being paid for by a friend?
These are little things, but they will help you know if you are open to receiving. Remember, the Universe is moving through everyone and every circumstance to give to you.

May the joy be with you,

Rhonda Byrne
The Secret... bringing joy to billions 

Friday, August 19, 2011

Does an Insured Have to Wait to Pursue Bad Faith? Part II : Property Insurance Coverage Law Blog

Does an Insured Have to Wait to Pursue Bad Faith? Part II : Property Insurance Coverage Law Blog

When Not to Hit 'Reply All' | BNET

When Not to Hit 'Reply All' | BNET

Foursquare Adds Event Check-Ins | WebProNews

Foursquare Adds Event Check-Ins | WebProNews

Why employees lie (and how to get them to stop) | SmartBlog on Leadership

Why employees lie (and how to get them to stop) | SmartBlog on Leadership

AT&T Goes All or Nothing With Texting Plans ~ LockerGnome Mobile Lifestyle

AT&T Goes All or Nothing With Texting Plans ~ LockerGnome Mobile Lifestyle

Justice Department Probes S&P, Rivals Over Crisis-Era Ratings - WSJ.com

Justice Department Probes S&P, Rivals Over Crisis-Era Ratings - WSJ.com

How to Find Cheap or Free Legal Advice « Quizzle Wire

How to Find Cheap or Free Legal Advice « Quizzle Wire

Wednesday, August 17, 2011

"I'm under a lot of pressure..."


The ellipsis hides the most important part of this sentence:
"I'm under a lot of pressure from myself."
When you have a big presentation or a large speech or a spreadsheet due, the pressure you feel is self-induced. How do I know? Because stuff that felt high-pressure a few years ago is old hat to you now. Because it used to be hard for you to speak to ten people, and now it takes a hundred or a thousand for you to feel those butterflies. Because not only do you get used to it, you thrive on it.
Unless you're in a James Bond movie, it's really unlikely that the pressure that you're feeling is anything but self-induced.
What you do with the pressure is up to you. If it's not helping you do great work, don't embrace it. Pressure ignored ceases to be pressure.
Seth Godin

Monday, August 15, 2011

From The Secret Daily Teachings



Whatever the financial situation you are currently in, it is one that you have brought into reality through your thoughts. If it is not what you want, then you have created it unconsciously, but still you created it. When you can see this you will understand how powerful you are at creating. And now all you have to do is create what you want, consciously!
May the joy be with you,

Rhonda Byrne

Sunday, August 14, 2011

The filter hierarchy - Seth Godin


There's more information, provocations, riffs, causes, meetings, opportunities, viral videos, technologies and policies coming at you than ever.
So, how do you rank the incoming? How do you decide what to expose yourself to next?
  • Email from your boss
  • Personal note from a good friend
  • Three or four recommendations from trusted colleagues, each with the same link
  • A trending topic on Twitter
  • The latest on Reddit
  • Phone call from your mom
  • File on the intranet you're supposed to read before the end of the week
  • Spam email from a stranger
  • Tenth note from Eddie Bauer, this one to an email address you haven't used in a year
  • Post on Google + from a friend of a friend
  • Facebook update from someone you haven't seen in ten years
  • Angry tweet from someone you've never met
  • Commercial on the radio that's playing softly in the background
  • Email from someone who had your back one day when it really and truly mattered
  • !!!urgent marked email from the HR department about the TPS reports
  • Text message on your phone from your husband
  • Phone message from the kid's principal
  • Tweet from the handler of a celebrity who is pretending to be the celebrity
  • Story that's repeated endlessly on cable news because a producer thought it would get good ratings
  • Handwritten love note from a current crush
  • New review in the Times of a restaurant you happen to be going to tonight
  • Obviously bulk snail mail from a charity you donated to three years ago
  • Latest volley in a flame war
  • Blank sheet of paper quietly waiting for your next big innovation
  • Comment on a blog post you wrote three days ago
  • New post by your favorite blogger, delivered via RSS
  • Book in the bookstore, next to the cash register
  • Newest negative review of your business on Yelp
  • Movie playing across town
  • TV commercial on a show you've got on your DVR
  • Book on the back shelf of a bookstore, newly put there yesterday by the manager, who doesn't know what you like
  • Tweet from someone who really, really wants you (and everyone else) to follow her
  • Rebecca Black's new video
  • Sales pitch on your voicemail
Which of these are required reading for a productive member of society or a good employee or an informed citizen? Which do you do out of habit? Are you assuming that your habits are the norm, and that others have an obligation to pay attention to what you pay attention to? Should there be symmetry--is it logical to only engage with people who prioritize their filters the same way you do?

Thursday, August 11, 2011

Zurich Reports First-Half Profit Despite $780M in Cat Losses


Credit: Associated Press
NU Online News Service, Aug. 11, 12:37 p.m. EDT
Zurich Financial Services Group says 2011 first-half net income increased 20 percent over last year despite catastrophe losses of $780 million and challenges faced in the economy.
Net income for half-year was $1.97 billion, up $323 million over last year.
Gross written premium rose 5 percent, or $936 million, to $18.88 billion.
The company reports a general-insurance combined ratio of 99.3, up 1.3 points from 98 in the 2010 first-half.
The company says the March 11 earthquake and tsunami in Japan, flooding in Australia and the February earthquake in New Zealand resulted in first-quarter catastrophe losses of more than $500 million.
In the second quarter, aftershocks in New Zealand resulted in losses of $80 million, and severe weather events in the United States added $200 million more in losses.
The company says first-half results were helped by realized gains of $441 million before tax on the sale of shares in New China Life Insurance Co., Ltd.
In a recorded video commentary on the company’s results, Martin Senn, chief executive officer of insurer Zurich, says the company “is positioned for profitable growth,” noting the signing of a long-term alliance with Santander in Latin America and the acquisition of Malaysian composite insurer Malaysian Assurance Alliance Berhad. He says the latter transaction will further enhance the company’s position in the Asia-Pacific region.
Zurich also announces today that it signed a definitive agreement with Deutsche Bank to extend its distribution agreement in Germany on life and general insurance until 2022.
On the current economic environment, Senn says Zurich anticipated it “economic growth would remain challenging” for the rest of this year and growth in its core markets “would remain below potential.” Financial markets would be volatile “with low yields affecting investment income.”
“Indeed, this is proving to be correct,” says Senn. Despite this reality, the company was able to deliver “strong numbers” for shareholders.
Second-quarter net income after tax rose 88 percent, or $621 million, to $1.33 billion.

Wednesday, August 10, 2011

Important Reasons To Sell On Value Rather Than On Price


I recently posted the following on my Facebook page:
“When you sell on price you are a commodity.
When you sell on value you are a resource.”
One person suggested: “So let’s lower the price and raise the value.”
I replied that in certain very specific situations, that works. Not too often, though.
By and large, when you “compete” on price, it’s a losing proposition for everyone involved.
Yes, everyone. Obviously for the one who didn’t get the sale because…they didn’t get the sale.
But, also for the company that did get the sale. After all, by lowering their price, their profit margin shrinks. It is harder to service the account, invest money in other necessary areas and, if they do this too often, perhaps even to remain in business.
Key Point: And, when someone buys from you only because you had the lowest price, they will be “loyal” to you only until someone comes along with an even lower price than yours. This is commonly known as “the race to the bottom.” Again, it’s a race that everyone loses.
Everyone? But, what about customer; they certainly didn’t lose.
Actually, especially the customer. When their vendor can not afford to service the sale, they lose. When their vendor goes out of business, they lose.
On the other hand, when you sell based on value (not just the intrinsic value of your product or service, but the entire customer experience), you have added much more in “use value” to their lives than what they paid, while also making the substantial profit you deserve.
Bob Burg

Thursday, August 4, 2011

The top 5 reasons why you SHOULD cold call!


1. You are a masochist.

Masochist (noun): The tendency to derive pleasure
from one's own pain or humiliation.
2. You are addicted to the struggle.
Psychologists have identified the fact that many
people stay poor or in otherwise bad circumstances
because they are addicted to their own struggle.
3. You want to stay poor.
You have some type of moral or ethical objection
to wealth and prosperity.
4. You work for an idiot.
Your boss is a dummy who wants you to keep cold
calling with no regard to the fact that the less
you sell, the less he makes.
5. You are already rich.
Since you don't need to make any sales or even
keep your job, you cold call all day to pass the
time.
Frank Rumbauskas

Monday, August 1, 2011

From The Secret Daily Teachings

Be creative and use powerful actions in line with what you want. If you want to attract the perfect partner, then make room in your closet. If you want to attract a new house, then tidy up your current house so it is ready for easy packing. If you want to take a trip then get out your suitcases, surround yourself with pictures of the location, and put yourself in the pictures.
Think about what you would do if you had your desire, and then take creative actions that make it clear you are receiving it now.

May the joy be with you,

Rhonda Byrne
The Secret... bringing joy to billions